FIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
↗
How to Read a Chart
Point ya term par tap karo. Yeh line ₹10,000 se start hone wale imaginary investment ki hai.
Value dekhne ke liye point tap karo.
💡
Trend
Ups and downs ke beech longer period ki broad direction.
Market chart normally straight line mein nahi chalta. Raaste mein prices rise aur fall kar sakte hain.
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
⚙
Build Your Portfolio
Aapke paas ₹100,000 hain. Kaise divide karoge? Ek slider move karo; baaki do adjust honge aur total 100% rahega.
100%₹100,000
100%
Stocks60%Bonds30%Cash10%
Risk levelMedium
Growth potentialMedium / High
StabilityMedium
DiversificationHigher
Portfolio styleBalanced-style
💡 Yeh labels batate hain ki mix kaise behave kar sakta hai. Yeh nahi batate ki kisi person ke liye kaunsa allocation sahi hai.
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
◎
Diversification
Ek concentrated holding ko multiple markets aur assets mein spread capital se compare karo.
A
Portfolio A
₹100,000 ek company mein
ONE
Diversification: Very Low 🔴
VS
B
Portfolio B
₹100,000 alag markets / assets mein
IndiaUSAEuropeJapanEmerging MarketsOther Markets
Diversification: Higher 🟢
Sab kuch ek company ya market mein rakhne se result usi exposure par bahut depend karta hai. Diversification risk spread karta hai, lekin risk ya loss ko eliminate nahi karta.
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
↻
Rebalancing
Asset values change hone par mix original plan se door ja sakta hai.
Original portfolio
Stocks60%Bonds30%Cash10%
→
Growth ke baad
Stocks70%Bonds23%Cash7%
→
Intended mix ki taraf wapas
Stocks70%Bonds23%Cash7%
Rebalancing ka matlab portfolio ko intended allocation ki taraf wapas adjust karna hai.
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
▥
SIP vs Lump Sum
Dono investors ₹120,000 allocate karte hain, lekin alag timing par.
Investor A
Lump Sum
₹120,000
Poora capital turant invest hota hai.
1
2
3
4
5
6
7
8
9
10
11
12
Investor B
SIP
₹10,000 × 12
Capital gradually invest hota hai: 12 months tak ₹10,000 per month.
1
2
3
4
5
6
7
8
9
10
11
12
Prices move hone par different timing ka experience alag hota hai. Koi method universally better nahi hai.
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.
?
Portfolio Challenge
Short scenarios par ideas apply karo. Score se zyada explanation important hai.
Scenario 1/3
Rahul 28 saal ka hai, long investment horizon hai aur market fluctuations accept karta hai. Kaunsa mix in characteristics ke saath zyada consistent ho sakta hai?
ⓘFIN ABC financial education deta hai, personalized financial ya investment advice nahi. Dikhaye gaye examples, allocations aur returns hypothetical hain aur sirf education ke liye hain.